Use Chipper For Lower Payments
Chipper can help you find a student loan repayment plan that actually fits into your budget. You simply fill out your information and link your student loan account for us to generate your options in seconds. We help the average student loan borrower save over $300 a month off their student loan monthly payment. Lowering your monthly payment plan can game changing for your personal finance and can be done in minutes! to get on track with your student loans.
We Protect Your Online Account
Account Access is only intended for our borrowers. To protect personal information, we will block or delete an online account if we suspect a third party has accessed it or if we suspect fraudulent activity is taking place on the online account. If you are not the borrower and need assistance or have questions about their account, for assistance. We’ll do everything we can to help.
Tips For Staying Organized And Keeping Track Of Your Student Loans
As youre repaying your student loans, its important to stay organized and keep track of your progress. Here are a few tips to help you stay on top of your loans:
- Keep all of your loan documents in one place. This can help you keep track of your loan balance, payment history, and any correspondence from your lender.
- Set up a budget and make sure youre making your loan payments on time. This can help you avoid late fees and stay on track with your repayment plan schedule.
- Stay in communication with your lenders. If you have any questions about your loans, be sure to contact your lender directly.
Making your student loan payments on time is one of the most important things you can do to stay on top of your loans. By staying organized and keeping track of your progress, you can make sure youre making the most of your repayment schedule.
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You Can Access Your Aidvantage Account With Your Navient Credentials
If you try to log in to Navient, you’ll find a $0 balance — this balance is simply showing that your loans have been purchased by Aidvantage. To log in to your new account, visit aidvantage.com and enter your Navient login information.
The process is nearly identical to Navient’s. Once you enter your login and password, you’ll be prompted to enter your Social Security number or account number and date of birth to confirm your identity. From there, you’ll be taken to the Aidvantage account home page, which looks just like the Navient landing page, right down to the left-hand navigation options.
If you can’t remember your login information, select “Forgot user ID” or “Forgot password” and confirm a personal identification question to have a new one emailed to you. If you still can’t get in or no longer have access to the email on file, reach out to Aidvantage for assistance at 800-722-1300.
How To Find Your Federal Student Loan Account Number
Where can I find my student account number? You should be able to find your student loan account number on correspondence from your loan servicer. Correspondence might include a welcome letter, billing statement, loan balance, or past due notice.
Look for a 10-character ID, which may contain numbers only or numbers with letters.
You can also sign in to your higher education loan servicerâs website and look for your 10-digit account number there.
If all else fails, you can call your student loan servicer. Your servicer is a private company hired by the federal government to explain your repayment options and eligibility for loan forgiveness programs such as PSLF .
Is my loan number my account number? No, your loan number refers to each individual loan. Your account number is different it refers to all your loans with a single servicer. You can have multiple loan numbers with a single servicer, but only one account number for each servicer.
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What Does A Student Loan Account Number Look Like
Your student loan account number might look different, depending on which student loan servicer youâre with.
Itâs hard to show examples without sharing private data or me holding a loan with one of these servicers. But here are 3 examples:
- Edfinancial offers a helpful screenshot on this webpage of what your account number will look like: 1 letter, followed by 9 numerals.
- On this Navient page under âGet monthly statements and correspondence,â you can see a video thumbnail example of an account number, which is 10 numerals.
- For OSLA, your account number is 1 letter, then 9 numerals, like the Edfinancial number.
What Are The Two Main Types Of Student Loans
There are two main types of student loans: federal student loans and private student loans. Your loan servicer will be able to tell you what type of loan you have.
If you have a federal student loan, your loan servicer should have given you a Loan Identification Number when you first received the loan. This number is unique to your loan, and you can use it to access your account information online. If you dont have your LID, you can request it from your servicer.
If you have a private student loan, the process for finding your account number will vary depending on the lender. Some lenders will include the account number on your monthly statement, while others may require you to log in to their website to view your account information. If youre not sure how to find your private student loan account number, contact your lender for help.
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Create Your Student Aid Account
Full-time students need to create a Student Aid account to apply online. Use your account to access your inbox, where youll receive important messages from Student Aid.
For part-time students, this account is optional. You will also receive important messages by mail.
To create your account, you must verify your identity. There are two ways to do this:
|If youve never applied before and cant provide any of the above information, you may still be able to apply online. However, youll have limited access to your account until you verify your identity.|
Tips For Calling Our Automated System
Our interactive phone system is designed to help you get to the information youre looking for quickly and easily. Best of all, its available when you are 24/7/365! Heres a few tips to get you started
|Tell us how we can help||When prompted, tell us in a few words how we can help and well get you to the right place. For example, if youd like to make a payment, say make a payment, or if you need help with your password, just say password.|
|Have your information ready||To verify your identity, we will ask for your SSN or account number. You can find your 10-digit account number on Navient correspondence such as your monthly statement.|
|Use our self-service options||You got this! Make a payment, hear your account balance, or reset your password on your own. Its fast and easy.|
|No pen? No worries||Multi-tasking? Dont worry we can text you information, such as your payment confirmation number, current balance information, and where to send your payments.|
|Access your account and well help you navigate||Our phone system can send you links to take you directly where you need to go in your Navient.com account . We can also email you links to repayment options, forms, and other information youre seeking. For example, say repayment options, loan forgiveness, consolidation, or Auto Pay well take it from there.|
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How To Find Your Student Loan Account Number: 2 Simple Steps
If youre looking for your student loan account number, this article is going to show you how.
According to the National Center for Education Statistics, as of the 2016-2017 school year, there were 44.2 million students enrolled in higher education institutions in the United States. Of those students, 71 percent had taken out student loans to finance their education. The average amount of debt per borrower was $28,650.
The total amount of outstanding student loan debt in the United States is $1.48 trillion.
If youre one of the millions of Americans with student loan debt, knowing your account number is important. Your account number is how your loan servicer identifies your loan and keeps track of your monthly payments.
Its not as hard as it seems, and with a little patience and dedication, it should be easy enough for anyone to find their student loan account number in two simple steps. In this blog post, well show you how to find your student loan account number using the National Student Loan Data System .
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Manage Your Student Loan Balance
Sign in to your student loan repayment account to:
- check your balance
- see how much youve repaid towards your loan
- see how much interest has been applied to your loan so far
- make a one-off repayment
- set up and amend Direct Debits
- check which repayment plan youre on
- print proof of your repayment plan if you need to show it to your employer
- tell the Student Loans Company if youve changed your contact details
- view letters and emails SLC has sent you
Reservist Status In The Canadian Forces
If you are a reservist in the Canadian Forces on a designated operation you can delay repayment and interest on your student loan.
Complete the Confirmation of Posting Assignment for Full-Time Students form and submit it with your loan application to maintain your interest-free status. Make sure you attach a copy of your notification of posting instructions that you received from the Department of National Defence.
If you need help with this, contact your provincial or territorial student aid office.
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Student Loan Billing Statement
Every month that you owe a payment, youll receive an official billing statement to repay your student loan.
Your account number will be plainly listed as account number, on your billing statement.
Think of a credit card billing statement. Your account number is plainly identifiable on it.
Your student loan account number should be plainly noticeable near the top of your billing statement.
Most Frequently Asked Questions
How do I find out which companies are servicing my federal student loans?
You may have federal loans in addition to those serviced by Granite State Management & Resources. Get the details on all of your student loans and student loan servicers online through the Department of Education’s National Student Loan Data System at nslds.ed.gov. Youll need the same Federal Student Aid ID used to file FAFSA® to access your Federal Student Aid records online.
How do I access my account online?
Access your account by clicking Manage My Account from the homepage. If you are a first time visitor to our site, please complete the steps for online account access. You will need to have your nine-digit account number to create your account your nine-digit account number can be found on your monthly statement.
Through Manage My Account you can:
- Apply online for deferments or forbearances.
- Reset your own password.
- Access our convenient and secure online message system for monthly statements and correspondence.
- Access real-time information easily while logged into your account with the confidence of knowing it is password-protected and confidential.
How do I make that loan payment on behalf of a child/friend/spouse?
A parent or other third party can quickly and easily make a payment on an account online once they have been established as an . The Borrower must follow these quick steps to establish an authorized payer:
How do I request a pay-off statement?
How do I change my payment due date?
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What Do I Do With My 1098
You’ll have one 1098-E for each account listed on your Account Summary.
To file your taxes, you don’t need a physical copy of your 1098-E. Check with a tax advisor to determine how much of the interest paid on your student loans in the previous year is tax deductible. If you have more than one account, you’ll need to look at multiple statements and add the numbers together for your total deduction. Enter the amount from box 1 into the student loan interest deduction portion of your tax return.
If you want a physical copy of your 1098-E for your records, just print it out from our website. It’s as easy as that!
More Frequently Asked Questions
What are the benefits of getting correspondence through this platform?
- Never worry about a misplaced statement and have statements automatically filed electronically for you.
- Access information easily while logged into your account.
- GSM& R statements and account information is available in real-time.
- Information will be stored with the confidence of knowing it is password-protected and confidential.
- Online statements are quick and easy to access and good for the environment as the need for paper statements is eliminated.
- Note: Please add this to receive emails related to your online student loan account.
I currently receive electronic statements, will I continue to?
If you currently receive electronic statements, you will need to log on to your account and create a profile. If you have not already done so, you will be prompted to choose whether to receive electronic statements. If you accept this then you will continue to receive electronic statements, if you choose not to you will start receiving paper statements.
Why am I not receiving notifications in my email after I have signed up for electronic correspondence?
Sometimes automated replies are auto-directed to a junk or spam folder within your mailbox. Please be sure to check all of your email folders. You should add this to ensure these emails reach your Inbox.
How do I apply for cosigner release?
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Explore Your Student Loan Repayment Options
You will receive a package in the mail from the National Student Loans Service Centre that details how much you owe, your proposed monthly payment, and the confirmed interest rate on your loan. It is your responsibility to set up a repayment schedule. Otherwise, your loan repayments will be automatically withdrawn from the account in which your loan was deposited.
How To Find Out Which Type Of Loan You Have
There are two types of federal student loans:
- Direct Subsidized Loans A need-based loan awarded to undergraduate students with demonstrated financial need. The U.S. Department of Education pays the interest on a Direct Subsidized Loan while youre in school at least half-time, during your grace period, and during any deferment periods.
- Direct Unsubsidized Loans A non-need-based loan available to undergraduate and graduate students. Youre responsible for paying the interest on a Direct Unsubsidized Loan all the time. If you dont pay the interest while youre in school, during your grace period, and during any deferment or forbearance periods, it will be capitalized , and the amount you have to repay will increase.
Youll know which type of loan you have by looking at the first four characters of your loans account number.
If your loans account number starts with a 0 , its a Direct Subsidized Loan, but if your loans account number starts with a 1, its a Direct Unsubsidized Loan.
If you have federal loans, you can find your account number by logging in to My Federal Student Aid on the StudentLoans.gov website. Once you log in, click on the Account Summary tab. Your account number will be under Loan Information.
If you have a private loan, you can find your account number by logging in to your account on your lenders website. Once youre logged in, click on the Account Summary tab or something similar. Your account number will be listed there.
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Use Chipper For The Best Path To Forgiveness
Finding your path to student loan forgiveness is easier than ever before. Chipper helps members find better Income-Driven Repayment plans every day. Once enrolled in an eligible repayment plan, we can help you explore your forgiveness options and understand your path towards forgiveness. and get on track with your student loans.
Use Chipper For Public Service Loan Forgiveness
The Public Service Loan Forgiveness program was created to provide relief to borrowers aiding the public sector. Unfortunately, 30% of applicants are denied due to incorrect paperwork. We can help! Chipper was created to solve this issue by assisting borrowers in understanding their options as well as allowing forgiveness eligible users enroll into the best forgiveness program available. to see your student loan forgiveness options and get the forgiveness you deserve.
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